Unsuccessful Chester County Chapter 13

If you are in a Chapter 13 and you are unable to make plan payments, the bankruptcy normally gets "dismissed".  After a dismissal, your Chester County property and home are no longer protected under the federal bankruptcy laws.  You still have options -- you may refile your bankruptcy as a Chapter 13 or you may file a Motion to Reopen your bankruptcy.  

Another option is to, prior to the dismissal, file to convert your Chapter 13 to a Chapter 7.  The Chester County bankruptcy can be converted to a Chapter 7 for any reason and at any time.  The Trustee may also seek to convert the case prior to the dismissal as well.  The court may allow the conversion if it is in the best interests of the creditors and the estate.  

If the debtor dies or becomes incompetent during the Chapter 13, the case may be dismissed.  But, if further administration is possible and is in the best interest of both parties, the case may proceed "in rem" and be concluded in the same manner as if the person has not become incompetent or passed away.