The debtor's interest in a vehicle cannot exceed $3,225 in value for one vehicle (double for married couples filing). This is under section 522(d)(2) of the Bankruptcy Code.
The exemption is pretty straightforward. You can keep your car/not go into a Chapter 13 as long as the value is less than or equal to $3,225. If you are financing a car, it is almost assured that you are not going to have any worries since most people owe more on their car than their value. Even if you have more value in your car than $3,225, your Chester County bankruptcy lawyer can elect to apply the wildcard exemption to cover the remaining value.
Sometimes, arguments with creditors and the trustee surround whether the vehicle qualifies as a tool of the trade for lien avoidance.
But, by and large, you can keep your car to live your life and move forward with getting your fresh start.