You filed for bankruptcy. You attended your 341 hearing/Meeting of the Creditors along with your Chester County bankruptcy lawyer. There were no problems and you received a discharge letter in the mail. Now, you can start getting credit. Remember the discharge date. Why?
Some creditors will not extend credit to people until a time period has elapsed from their discharge date (not filing date). Frequently, creditors will want the discharge letter as proof of the discharge of your debts and the date. Make copies of this letter and store them safely and separately.
Every lender has different credit guidelines. These are their internal rules for who they will extend a loan/credit to. Some creditors will require you get a co-signer. If this is a requirement, it generally should be avoided if possible. Getting a co-signer takes time and is a pain in the neck. But, if that's what it takes, make the call appropriately.
Remember -- cash is king in the beginning after discharge. You will start getting secured credit card offers (see this article about rebuilding credit through secured credit cards) and will still have to pay your bills. Get a safety net of cash and reduce your living expenses